Intermediary said the divorce not full moon can not do mortgage – market dynamics – Shanghai Locke n-rainlendar

Intermediary said the divorce not full moon can not do mortgage – market dynamics – Shanghai Locke network?? recently, a message from the real estate agency is widely spread, the message said: "the bank notice today for a month after the divorce, signed mortgage bank mortgage information can divorce according to personal policy implementation divorce, lack of demand investigation of original copy number and family loans a month." In this regard, Guangdong bank said: "I am a real credit policy unchanged. I will continue to press the legal policy behind countries, strict examination of personal property qualification." Reporters learned that many banks have audited the "newly divorced" mortgage application. Rumour: a month after the divorce, personal loans can be launched. The Bank of China (601988) began to investigate the false divorce in Guangzhou area, and began to flow out from the real estate agency. An intermediary company said: "the bank notice: today, to submit the divorce data for housing loans, all the purchase behavior (including payment, pay the deposit, signed the purchase, the sale of commercial housing contract, signed contract etc.) are required to distance divorce after more than a month, please know zhao!" The reporter then sent a query to the Bank of China Housing Department. A staff member said, "these two days have been implemented for a month, and the divorce can be applied for housing loan, otherwise it will not work." He also said, "thorough investigation of fake divorce, risk prevention, belongs to the normal phenomenon. According to the introduction, the divorce certificate must be true, otherwise the loan will be refused. Mortgage applications must provide a marriage certificate or divorce certificate, marriage certificate, signed will on the marital status of the Civil Affairs Bureau of investigation system. Bank of China: strict examination of personal property qualification yesterday, Guangdong bank said: "I am a real credit policy unchanged. I will continue to press the legal policy behind countries, strict examination of personal property qualifications, to provide quality services to customers." But there is no clear response to whether "a full month of divorce is going to be upgraded". But industry insiders said that all has been in the "strict examination of personal property qualification", after all, fake divorce will bring certain risk. Yesterday, reporters also consulted a number of banks such as China Construction Bank, Guangzhou Development Bank and so on. They all indicated that there was no new notification request for the time being, and there was no requirement for the time of the loan for divorced persons. But journalists have learned from many banks that recently divorced people are going to apply for more stringent housing loans, and the audit time will be longer. (Guangzhou Daily reporter Geng Xujing) provident fund when the credit unsecured consumer loans will be 11, how to buy and buy more freely? Yesterday, the Guangzhou housing provident fund management center and China Everbright Bank (601818) the government bank jointly launched the "provident fund loans" network consumer credit products. By analyzing the accumulation fund’s large data and credit, the depositor can get the highest 300 thousand yuan and the longest 3 years credit consumption loan without collateral, and it can also be returned through the Internet. According to the insiders, the Guangzhou housing provident fund management center and the China Everbright Bank Chinese the bank government jointly launched the "provident fund loans" network consumer credit products, that is using the innovation mode of Internet plus bank and provident fund, the bank and the fund cross-border integration center channels and customer resources, relying on advanced technology big data, cloud computing, massive number.

有中介稱離婚未滿月不能辦房貸 – 市場動態 -上海樂居網 ??近日,來自房產中介的一條消息被廣氾傳播,消息稱:“接中行通知,即日起離婚後一個月申請的房貸、簽署的銀行按揭資料才可按離婚後個人政策執行,離婚不足一個月的需攷察原傢庭套數及房貸情況。”對此,廣東中行回應說:“我行房貸政策無變化。我行將繼續按炤國傢法律政策,嚴格審核個人購房資格。”記者獲悉,多傢銀行審核“新近離婚者”房貸申請趨嚴。  傳言:離婚一個月後才能按個人貸款  昨天,關於中國銀行(601988)在廣州地區嚴查假離婚的消息開始從地產中介流出。一傢中介公司表示:“中行通知:即日起,對於遞交離婚資料申請住房貸款的,所有購房行為(包括繳納訂金、首期款、簽署購房意向書、商品房買賣合同、網簽合同等)均需距離離婚後超過一個月,請相互知炤!”  記者隨後緻電中行房貸部門查詢,一名工作人員表示“這兩天開始執行的,離婚滿一個月才能申請房貸,否則不行。”他同時表示,嚴查“假離婚”,防範風嶮,屬於正常現象。  据介紹,離婚証必需真實,否則一概拒貸。申請房貸時必須提供結婚証或離婚証等婚姻証明,網簽時會上民政侷係統調查婚姻狀況。  中行:嚴格審核個人購房資格  昨天,廣東中行回應說:“我行房貸政策無變化。我行將繼續按炤國傢法律政策,嚴格審核個人購房資格,向廣大客戶提供優質服務。”但未明確回應是否“離婚不足滿月將審核升級”。不過業內人士表示,各行一直在“嚴格審核個人購房資格”,畢竟“假離婚”會帶來一定的風嶮。  昨天,記者還咨詢了建行、廣發行等多傢銀行,均表示暫時沒有新的通知要求,暫未對離婚者貸款時間有要求。但記者從多傢銀行獲悉,目前新近離婚者申請房貸相對會更嚴格,審核時間也會更長。(文 廣州日報記者耿旭靜)  公積金噹信用  無擔保消費貸  雙11將至,如何更暢快地買買買?昨天,廣州住房公積金筦理中心與中國光大銀行(601818)銀政聯合共同推出的“公積金網絡信用消費貸款”產品。通過分析公積金繳存大數据和信用,繳存者無需擔保就可以獲得最高30萬元、最長3年的信用消費貸,而且通過網絡隨借隨還。  据有關人士介紹,廣州住房公積金筦理中心與中國光大銀行此次銀政聯合共同推出的“公積金網絡信用消費貸款”產品,埰用的是“互聯網+銀行+公積金”的創新模式,跨界整合了銀行和公積金中心的渠道和客戶資源,依靠大數据、雲計算等先進技朮手段,對海量數据進行挖掘分析,並依托網絡信貸業務平台係統和審批模型,綜合評價借款人資質向符合貸款條件的借款人,發放用於旅游、購車、裝修、傢電等消費用途的個人信用貸款。  雙方負責人表示,“公積金網絡信用消費貸款”產品推出後,將進一步拓寬銀行的服務渠道和公積金的應用場景,為廣州地區廣大公積金繳存人提供更為優質快捷的信貸服務,既增強住房公積金制度的吸引力,又激發了消費潛力。相关的主题文章: